[Verse 1]
Well I'm swimmin' in debt
And the money's all gone
I ain't got nothin' I can call my own
Work my fingers to the blood and bone
For a big disappointment when my paycheck comes

[Verse 2]
If I only had a little I could do just fine
I could put a down payment on some peace of mind
But I'm hangin' at the end of a credit line
Lord I'm just livin' on borrowed time

[Verse 3]
My truck's financed through the union bank
But I don't have enough to even fill the tank
I'd take you for a drive girl but I just can't
'Cause the damned old motor won't even crank

[Verse 4]
Our trailer's plenty big if we lived outside
But I can't swing the payments on a double wide
You better hold a place in that welfare line
'Cause I'm just livin' on borrowed time

[Chorus]
Well if it comes real cheap but it don't come free
Then it stays off limits to a guy like me
They say it brings trouble havin' money to burn
I reckon that's a lesson I won't have to learn
[Instrumental break]

[Chorus]
Well if it comes real cheap but it don't come free
Then it stays off limits to a guy like me
They say it brings trouble havin' money to burn
I reckon that's a lesson I won't have to learn

[Verse 5]
Yeah I bought my wife a little diamond ring
Her mom said, "Hon, can't even see that thing"
It'll be paid off when I'm sixty-five
If I'm lucky enough to still be alive

[Verse 6]
Even if I was to up and pass away
My family doesn't have enough to dig my grave
No tombstone just an old wood sign
Sayin' 'he was just livin' on borrowed time'

[Tag]
I'm out there swingin' from a credit line
Lord I'm just livin' on borrowed time
Lord I'm just livin' on borrowed time