[Verse 1]
Every time that I get paid for playing my music ‘round
I start thinking that I’ve got it made and I go out on the town
Well, I drink and smoke, tell a thousand jokes, pick up my guitar, play a few runs
Then the check comes back in a couple of days marked “Insufficient funds”

[Chorus]
Insufficient funds, insufficient funds
Like a rubber ball it keeps bouncin’ back marked “Insufficient funds”

[Verse 2]
I had a little gig at the Cosmic Carrot playin’ the electric bass
Got my check at the end of the night, a big smile came over my face
My credit was good so I borrowed some bucks, stood everyone a couple of rounds
But that check was rubber and it bounced right back marked “Insufficient funds”

[Chorus]
Insufficient funds, insufficient funds
Like a rubber ball it keeps bouncin’ back marked “Insufficient funds”

[Verse 3]
Lack of money is the root of all evil, you know deep in your heart
People can’t live by bread alone, but that’s a good place to start
Pick it, prisoner of starvation
Pick it, wretched of the Earth
[Verse 4]
I went down to the bank today to draw out all of my money
I thought I’d get my fifty bucks – two fives, three tens and a twenty
People were standing in a long, long line and everybody looks stunned
‘Cause the sign on the door said “The bank is closed due to insufficient funds”
Now some folks blame all of this trouble on some deity
But there’s still people with lots of bread and then folks like you and me
But they’re driving big steaks and eating big cars, making money by the tonnes
So how come when I bust my ass, I get “Insufficient funds”? (How come?)

[Chorus]
Insufficient funds, insufficient funds
Like a rubber ball it keeps bouncin’ back marked “Insufficient funds”

[Verse 5]
Now what’s gonna happen that times are tough, I feel kinda hungry and sick
Only one thing’s gonna fill us up, we’ll have to start eatin’ the rich

[Chorus]
Insufficient funds, insufficient funds
Like a rubber ball it keeps bouncin’ back marked “Insufficient funds”