[Verse 1]
Well I was shopping for a new car, which one's me?
A cool convertible or an SUV?
Too bad I didn't know my credit was whack
Cause now I'm driving off the lot in a used subcompact

[Chorus]
F-R-E-E, that spells free, CreditReport.com, baby
Saw their ads on my tv, thought about going but was too lazy
Now instead of lookin' fly and rolling phat
My legs are sticking to the vinyl and my posse's getting laughed at
F-R-E-E, that spells free, CreditReport.com, baby