[Verse]
Buckle up everybody cause we're taking a ride
It can strain your relationships and hurt your pride
It's the credit roller-coaster and as you can see
It kinda bites, so sing the lyrics with me

[Chorus]
When your debt goes up your score goes down
When you pay a little off it goes the other way round
It's just the same for everybody, every boy and girl
The credit roller-coaster makes you want to hurl
So throw your hands in the air and wave 'em around
Like a wanna-be frat boy trying to get down
And bring 'em right back to where your laptop's at
Log onto FreeCreditReport.com, stat