[Instrumental Intro]

[Verse 1]
Penny for your thoughts
I'm sorry, I can't offer more
A cup of coffee in this town
Is about all I can afford
So I stay inside and gather up
What little pride that can be found

Yes, I'm well aware that
When you die, money ain't shit
But I thought I'd, while that's true
Come out to find some more of it
So that when she comes
I might have some extra funds to take her out

[Chorus]
And I'll pretend to shine like the headlights in the night
Calling down the hilltops of Holmby
Treat you like a queen, live a mile outside my means
Not worrying 'bout what may befall me, ooh

[Verse 2]
A penny for your thoughts
I'm sure that you expected more
After all, you saw my moving pictures
All the years before
But that was just a dream
A friendly ghost that doesn't seem to know its place
And yes, I'm well aware
That when you die, it's who you love who
Carries on past all this petty nonsense
That I'm speaking of
But I'm still in a repair
And it's a big whole world out there for me to take

[Chorus]
I'll pretend to shine like the headlights in the night
Calling down the hilltops of Holmby
Treat you like a queen, live a mile outside my means
Not worrying 'bout what may befall me