[Intro]
Mmm, mmm, mmm, mmm, hmm
What's the matter, babe?
Whoa, ooh, whoa-oh, oh-oh-oh
Ah baby, what if
(What if, what if, what if)
Woo, yeah, yeah, Girl
(What if, what if, what if)

[Verse 1]
Spend the day at the spa
(Anything you want)
Different day, different car
(Anything you want)
Max out my card if you wanna
Whatever girl, it ain't no problem, no
Take a trip on a yacht
(Anywhere you want)
Leave them bags, we gonna shop
(Anywhere you want)
Girl, you know I'll do whatever it takes
You know I love you like I used to love cake

[Pre-Chorus]
Would you be cool if things changed?
If I didn't roll the Benz and you didn't push the Range
I know what we got's gon' last, babe
(Don't be mad) But I still gotta ask
[Chorus]
What if I was broke? What if I was slim?
What if I couldn't sing and I didn't win?
What if I had to catch the bus
I still stay with my mama so there ain't no making love
Baby, what if I had to use the payphone
Just to get my game on
Would you still wanna put it on me?
What if, what if, what if
(Ah baby, what if)
What if, what if, what if, yeah

[Verse 2]
Take the keys to my crib
(Anytime you want)
Just come over take a dip
(Anytime you want)
How much you need, girl? I'ma front you
There ain't no limit to what I'll do, no
I'ma break you off (Ooh) with the ghetto love (Woo)
(Anytime you want)
Take your time, it ain't no rush
(Anytime you want)
I'm not tryna do nothing to mess it up
But if I do, I'll spend four million to make it up
[Pre-Chorus]
Would you be cool if things changed?
(Would you be cool? Oh)
If I didn't roll the Benz and you didn't push the Range (Oh)
I know what we got's gon' last, babe (Gonna last)
(Don't be mad) But I gotta ask you, yeah

[Chorus]
What if I was broke? What if I was slim? (Oh, what if)
What if I couldn't sing and I didn't win?
(Would you still love me, babe?)
What if I had to catch the bus (Oh, oh)
I still stay with my mama so there ain't no making love (Ah, tell me)
Baby, what if I had to use the payphone (Had to use the payphone)
Just to get my game on (Oh, oh, oh)
Would you still wanna put it on me?
What if, what if, what if (What if, what if)
(Ah baby, what if)
What if, what if, what if (Oh yeah, yeah)

[Bridge]
Baby, I would give up everything
(I don't care about none of this)
My life don't mean a thing
(Not unless you're a part of it)
Girl, I know for sure that you're the only one I need
Tell me how would your life be
Would you still be my baby? Baby, yeah, yeah, yeah, yeah
[Chorus]
What if I was broke? What if I was slim?
What if I couldn't sing and I didn't win? (Oh yeah)
What if I had to catch the bus (Had to catch the bus)
I still stay with my mama so there ain't no making love
Baby, what if I had to use the payphone (Oh)
Just to get my game on (Game on)
Would you still wanna put it on me?
(Would you kick it with me, girl?)
What if, what if, what if (Would you kick me to the curb now?)
(Ah baby, what if)
What if, what if, what if

[Outro]
Tell me, yeah, yeah
(What if, what if, what if)
Oh (Girl, what if)
(What if) Oh (What if, what if, what if, what if)
What if, what if, what if
(What if, what if, what if, girl, what if)