[Verse 1]
Well, the lady said will this be cash and I thought boy if that'en ain't a laugh
Why I don't carry money of that kind
Just put it on my charge account on account of I can't pay you now
I'll pay for it a little at a time

[Verse 2]
I'm just an average working girl trying to get along in this old world
Looking for that rich man I might find
But up 'til now, the times are hard, I'm living on my credit card
And paying for life a little at time

[Chorus]
A little at a time that's how I pay my bills
That's the story of the working girl
Always going overboard buying things I can't afford
In this charge account, credit card, pay for it a little at a time world
Mmm, hmmm

[Verse 3]
My weekly check don't amount to a lot but I'm making payments on what I got
At the end of the month I ain't got one thin dime
And this old car I bought brand new but I'm still payin' on it too
I've been payin' for it a little at a time

[Verse 4]
Got a new apartment, I just moved in and I'll do well to pay the rent
It's unfurnished so a bargain I must find
I saw a sign in a store downtown, house goods for nothing down
Pay for it a little at a time
[Chorus]
A little at a time that's how I pay my bills
That's the story of the working girl
Always going overboard buying things I can't afford
In this charge account, credit card, pay for it a little at a time world
Mmm, hmmm

[Outro]
I want to pay on my layaway here's a dollar on my mink collar