My name is Tom Cranker and I'm a jolly banker
I'm a Jolly banker, jolly banker am I
I safeguard the farmers and widows and orphans
Singin' I'm a jolly banker, jolly banker am I

When dust storms are sailing, and crops they are failing
I'm a Jolly banker, Jolly banker am I
I check up your shortage and bring down your mortgage
Singin' I'm a jolly banker, jolly banker am I

When money you're needing, and mouths you are feeding
I'm a jolly banker, jolly banker am I
I'll plaster your home with a furniture loan
Singin' I'm a jolly banker, jolly banker am I

If you show me you need it, I'll let you have credit
I'm a Jolly banker, jolly banker am I
Just bring me back two for the one I lend you
Singin' I'm jolly banker, jolly banker am I

When the bugs get your cotton, the times they are rotten
I'm jolly banker, jolly banker am I
I'll come down and help you, I'll rake you and scalp you
Singin' I'm jolly banker jolly banker am I

When the landlords abuse you, or sadly misuse you
I'm a jolly banker, Jolly banker am I
I'll send down the police chief to keep you from mischief
Singin' I'm jolly banker, jolly banker am I