[Chorus]
Pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down

[Verse 1]
Well I thought I heard the captain say
Pay me my money down
Tomorrow is our sailing day
Pay me my money down

[Chorus]
Oh, pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down

[Verse 2]
Late last night we went to a bar
Pay me money down
Knocked us down with the end of a spar
Pay me money down

[Chorus]
Oh, pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down

[Verse 3]
I wish I was Mr. Howard's son
Pay me my money down
Sit in the house and watch the work getting done
Pay me my money down

[Chorus]
Oh, pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down
Oh, pay me, you owe me
Pay me my money down
Pay me or go to jail
Pay me my money down