[Verse 1: Kate Rusby]
Oh, Annan waters' wondrous deep
And my love Ann is wondrous bonny
I'm loathe that she should wet her feet
Because I love her best of any
Go saddle to me the bonny grey mare
Go saddle her and make her ready
For I must cross the stream tonight
Or never more I'll see my lady

[Verse 2: Kate Rusby]
He's ridden over field and fen
O'er moor and moss and many's the mire
But the spurs of steel were sore to bite
Sparks from the mare's hooves flew like fire
The mare flew o'er the moor and moss
And when she reached the Annan waters
She couldn't have ridden a furlong more
Had a thousand whips been laid upon her

[Chorus: Kate Rusby & Bob Fox]
And woe betide you Annan waters
By night you are a gloomy river
And over you I'll build a bridge
That never more true love can sever
[Instrumental Break]

[Verse 3: Kate Rusby, Kate Rusby & Bob Fox]
Oh boatman, come put off your boat
Put off your boat for gold and money
For I must cross the stream tonight
Or never more I'll see my lady
The sides are steep, the waters deep
From bank to brae the water's pouring
And the bonny grey mare she sweats for fear
She stands to hear the water roaring

[Verse 4: Kate Rusby, Kate Rusby & Bob Fox]
And he has tried to swim the stream
And he swam on both strong and steady
But the river was deep and strength did fail
And never more he'll see his lady
Oh, woe betide the willow wand
And woe betide the bush and briar
For you broke beneath my true love's hand
When strength did fail and limbs did tire

[Chorus: Kate Rusby & Bob Fox, Kate Rusby]
And woe betide you Annan waters
By night you are a gloomy river
And over you I'll build a bridge
That never more true love can sever