[Verse 1]
I get hot like a skillet
Thinking 'bout money and the billin'
On the phone with the lender and I'm livid
If the bank had a cap, I would peel it
Like, really
Tryna get millis
Get a bigger house, view so vivid
A couple cars, a garage, chrome wheelin'
You think materials make me sound silly
Like, really

[Chorus]
How are you so cool?
Oh, so cool
How are you so cool?
(You say we don't need that money
You say we don't need that money)
Oh, so cool
(You say we don't need that money
You say we don't need that money)

[Verse 2]
When I get hot like the summer
When thе AC on, the light bill turn up
You wanna cuddle when I think I might burn up
I'm feeling lucky, so I might play thе numbers
I'm on the come up
Gotta get mine
Before the asshole tax folk run-up
I need the ten, twenty, fifties, and the hunnids
Don't you think being rich sound funner?
I wonder
[Chorus]
How are you so cool?
Oh, so cool
How are you so cool?
(You say we don't need that money
You say we don't need that money)
Oh, so cool
(You say we don't need that money
You say we don't need that money)

[Outro]
How are you so cool?
Oh, so cool
How are you so cool?
Oh, so cool
How are you so cool?
Oh, so cool
How are you so cool?
Oh, so cool
How are you so cool?